Term Deposit (DAT)
What is it?
This investment allows you to grow your money safely, with a fixed and guaranteed interest rate for a specific period.
Conditions
- Have an account at SherpaFinance
- Minimum amount: 1,000,000 FCFA (Individuals & Professionals)
- Minimum investment period: 12 months (Individuals)
Advantages
- Rate known at subscription and guaranteed until maturity.
- One-time payment at opening, you choose the investment duration.
- Total security with capital fully guaranteed at maturity.
Housing Savings Plan (PEL)
What is it?
This savings account helps you calmly prepare for your real estate project, while benefiting from attractive returns and loan rights.
Conditions
- Have an account at SherpaFinance
- Minimum initial deposit: 50,000 FCFA
- Flexible or scheduled payments, starting from 25,000 FCFA/month
Advantages
- Set the optimal conditions to become a homeowner faster.
- Adjust contributions according to your budget for financial flexibility.
- Lock your savings (5 to 10 years) for steady and secure capital growth.
Savings Account (Livret A)
What is it?
This accessible-to-all account allows you to save money freely, with guaranteed capital and tax-free interest.
Conditions
- Have an account at SherpaFinance
- Minimum initial deposit: 50,000 FCFA.
Advantages
- 2.0% net rate, one of the best returns on the market.
- Interest earned is tax-free.
- Your accounts accessible 24/7, wherever you are.